Who we help
Wealth that works as hard as you
Introduction
You’ve invested in your career, and you’re reaping the financial benefits. However, you’re also facing higher school fees, a larger mortgage, a bigger tax burden.
So, while your income is high, you don’t feel wealthy. And with demanding clients, equally demanding teenagers, ageing parents, you don’t have time to address it.
At Richmonde Laine, we offer complete wealth management for busy professionals. With a clear plan with clear goals, you can build meaningful wealth – and feel it, too.
Could you be making more of your wealth?
It’s hard to set long-term goals when each day is full
Your income is high, but so are your everyday costs
The more you earn, the higher the burden
Disparate investments and pensions have no common goal
There’s no roadmap for you working less or doing more
Take a moment to breathe
As a busy professional, you can be so focused on immediate priorities – the board meeting, the last-minute World Book Day costume – that there’s no time to step back and ask: where am I going?
We give you the space to understand where you are and where you want to be. Then we create a clear, coherent plan to get you there.
Feel the benefits of a clear, connected plan
We bring together the many moving parts of your financial life.
We look at your employer benefits – bonuses, pensions, LTIP and stock options – alongside any other investments and assets. And we see these in context with your wider commitments: mortgage, school fees, family holidays and other responsibilities.
Then we build a practical, forward-looking plan in which everything is pulling together towards your bigger life goals.
Purpose & objectives
Defining what wealth is for: the life you want to live, now and after work
Income & bonuses
Getting more from your salary, bonuses, pensions
Retirement & pensions
Understanding when and how you might step back from work
Tax planning
Using allowances and wrappers to keep more of what you earn
Investment planning
Investing with discipline and efficiency, balancing growth, risk and access
Cashflow modelling
Visualise and stress-test your finances across different decisions and market conditions
Protection
Safeguarding assets and loved ones in the event of death, illness, disruption
Family & life planning
Managing the costs of education, property, ageing parents and gifting
Work-life balance
It’s ironic: many professionals demonstrate discipline and rigour at work but have no time to bring the same order to their own financial lives. Cash sits idle, pensions drift, and the bigger goal gets pushed to another day
Paul Tadman
Head of Advice
Your plan is bespoke, individually tailored to the questions you most need to answer.
We think in decades, not quarters, guiding you from one economic season to the next.
By acting with integrity, we build lasting, trusted relationships with our clients.
We care deeply – not just about the numbers, but how it feels to work with us.
As an independent firm, we offer advice based purely on what’s best for you.
With industry-leading technologies and team, we set the highest standards.
Working as one
Investments, tax, pensions, savings – these all influence one another. At Richmonde Laine, we bring them together in such a way that they become more than the sum of their parts.
Connected plan
Be clear about where your wealth is right now – and where you want to be.
Build a portfolio that matches your goals, needs, risk profile and timeframe.
Get the best from your hard-earned income, investments and assets.
Visualise and stress-test how your wealth might evolve with different decisions.
Safeguard you, your lifestyle and your loved ones for when the world throws curveballs.
Know what "enough" looks like - and start planning for an exciting new chapter
Enjoy your wealth now, and leave loved ones a legacy when the time comes.
Take it from a professional…
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John Smith
As long term clients we have experienced exceptional planning, guidance and service from this excellent firm for more than 20 years.
Michael Howard-Kyan
CEO, Spargo Engineering
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Hugo Fyrst
CFO, ACME Ltd.
Putting you first
By beginning with your questions – however emotional, difficult, half-formed – we help you reach the right answers.
We meet you to learn about your life and priorities. We also share a bit about what we do, to make sure we’re the right fit for you.
We review everything from your income sources to investments, exploring where you are now and where you want to be in future.
We create a joined-up, forward-looking strategy. Since we’re independent, it will feature only those solutions we believe are truly right for you.
Once you’re happy, we handle everything from provider transfers to pension restructuring, leaving your wealth organised and clear.
We meet you regularly to review and adapt your position, based on any changes in markets, legislation, and life priorities.
Focused thinking for busy minds
Reflections / Baxter Bailey / Jul 26
Reflections / Baxter Bailey / Jun 26
Let us clear things up
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