Financial planning for equity partners

Take ownership of your future

Introduction

Make your investment in work an investment in you

Becoming partner is a dream come true. It offers great financial potential: higher earnings in the short term and capital down the line.

But across accounting firms, law firms, private equity and more, partners are juggling capital contributions, tax reserves, pension allowances. And they’re struggling to translate potential into personal freedom.

At Richmonde Laine, wealth management unites the professional and the personal. So, as you build equity, you can also build the life you want to live.

Challenges for equity partners

Taking on capital, taking on complexity


  • No headspace

    Little time to think outside targets and client work


  • Variable earnings

    According to profit share, performance, cashflow


  • High tax

    From profits share to pensions, this is a complex picture


  • Fragmented wealth

    Equity is tied up, other assets sit in different pots


  • No clear plan

    No roadmap for you to slow down or step back

How we support equity partners

We take a majority share of the mental load

Strong earnings matter. But only if they translate into freedom, security and choice.

We help equity partners like you to understand the bigger picture: exactly what wealth is your partnership creating? How exposed are you to risk, and where could we generate more reward? When might work become optional?

Knowing this, we can structure your wealth accordingly, turning professional gain into personal success.

A joined-up approach

Feel the benefits of a clear, connected plan

Whether you are a lawyer, an accountant or a private equity partner, we understand the mechanics of partnership: the pain points, from irregularity of earnings to tax and pension allowances, and also the benefits, across LTIPs, RSUs and carried interest.

By thoughtfully aligning these with your family commitments and wider life goals, we give you a practical strategy that makes your wealth work harder for you.

  • Purpose & objectives

    Defining what wealth is for: the life you want to live, now and after work

  • Income & drawings

    Getting more from your salary, drawings and profit share

  • Partnership capital

    Managing capital contributions, borrowing and retained funds

  • Tax planning

    Using allowances and wrappers to keep more of what you earn

  • Investment planning

    Building a portfolio to suit your goals, needs and timeframe

  • Cashflow modelling

    Visualise and stress-test your finances across different decisions and market conditions

  • Protection

    Safeguarding assets and loved ones in the event of death, illness, disruption

  • Pensions & retirement planning

    Reviewing contributions and pension allowances, planning ahead of retirement

Understanding equity partners

We recognise good advice

Partners are very good at advising everyone else. The challenge for them is finding the time to step back and take their own advice.

Paul Tadman

Head of Advice

Why we're different

  • Personal touch

    Your plan is bespoke, individually tailored to the questions you most need to answer.

  • Long term mindset

    We think in decades, not quarters, guiding you from one economic season to the next.

  • True partnership

    By acting with integrity, we build lasting, trusted relationships with our clients.

  • People who care

    We care deeply – not just about the numbers, but how it feels to work with us.

  • Independent advice

    As an independent firm, we offer advice based purely on what’s best for you.

  • Technical excellence

    With industry-leading technologies and team, we set the highest standards.

Integrated financial planning

Working as one

Investments, tax, pensions, savings – these all influence one another. At Richmonde Laine, we bring them together in such a way that they become more than the sum of their parts.

Connected plan

Connected plan

Objective setting

Be clear about where your wealth is right now – and where you want to be.

Investment planning

Build a portfolio that matches your goals, needs, risk profile and timeframe.

Tax planning

Get the best from your hard-earned income, investments and assets.

Cashflow modelling

Visualise and stress-test how your wealth might evolve with different decisions.

Protection

Safeguard you, your lifestyle and your loved ones for when the world throws curveballs.

Retirement planning

Know what "enough" looks like - and start planning for an exciting new chapter

Estate planning

Enjoy your wealth now, and leave loved ones a legacy when the time comes.

Testimonials

Every client is a partner

  • As long term clients we have experienced exceptional planning, guidance and service from this excellent firm for more than 20 years.

    Michael Howard-Kyan

    CEO, Spargo Engineering

  • Body Inter LG tationsendi dolup turem aperunt rerectur, ut et, tem lam ut ped quam, officid modi dolup turem.

    Hugo Fyrst

    CFO, ACME Ltd.

  • A brilliant firm, tationsendi dolup turem aperunt rerectur, ut et, tem lam ut ped quam, officid modi dolup turem.

    John Smith

The Richmonde Laine approach

Putting you first

By beginning with your questions – however emotional, difficult, half-formed – we help you reach the right answers.

  • Meeting you

    We meet you to learn about your life and priorities. We also share a bit about what we do, to make sure we’re the right fit for you.

  • Mapping your wealth

    We review everything from your income sources to investments, exploring where you are now and where you want to be in future.

  • Making a plan

    We create a joined-up, forward-looking strategy. Since we’re independent, it will feature only those solutions we believe are truly right for you.

  • Managing the process

    Once you’re happy, we handle everything from provider transfers to pension restructuring, leaving your wealth organised and clear.

  • Staying on track

    We meet you regularly to review and adapt your position, based on any changes in markets, legislation, and life priorities.

Articles

Ideas to invest in

Working together

Ready to build something special?

Frequently asked questions

We’re here to make things clear

ddd

dfff

ss

ss

ss

ss

ss

ss